Indian Banking process on issue of guarantees to Exporters


Process of issuing Guarantees by Exporter's Bank in India


 According to Reserve Bank of India update as on 08th January 2021,   the directions on Exporter's Bank formalities in India to issue Guarantees is given below:


C.29 Issue of Guarantees by an Authorised Dealer

(1) An authorized dealer may give guarantee in respect of any debt, obligation or other liability incurred by a person resident in India and owned to a person resident outside India, where the debt, obligation or other liability is incurred by the person resident in India as an exporter, on account of exports from India.

(2) An authorised dealer may give a guarantee in respect of any debt, obligation or other liability incurred by a person resident outside India, in the following cases, namely:

(i) where such debt, obligation or liability is owned to a person resident in India in connection with a bonafide trade transaction:

Provided that the guarantee given under this clause is covered by a counter-guarantee of a bank of international repute resident broad;

(ii) as a counter-guarantee to cover guarantee issued by his branch or correspondent outside India, on behalf of Indian exporter in cases where guarantees of only resident banks are acceptable to overseas buyers.




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