How to pay GST through NEFT RTGS


How to pay GST through NEFT RTGS


What is GST?

GST, Frequently Asked Questions

How to pay GST through NEFT RTGSProcess involved in payment through NEFT / RTGS from any Bank (including other than authorised banks):


Every tax payer who wants to avail the facility of payment through NEFT/RTGS mode will access GSTN for generation of a challan through which payment is to be made.


Upon creation of the draft challan, the taxpayer will fill in the details of the taxes that are to be paid. As agreed by the RBI representative, RBI would itself be the recipient of the amount transferred through NEFT / RTGS, thus eliminating the need for a link-up first with an authorized branch to receive the payment and thereafter its transfer to the RBI. RBI would thus perform the role of Authorized bank and that of e-FPB in this mode of payment. In this view, the name of the authorized bank will be auto populated as RBI. As a part of the challan preparation, a tax payer will have to choose the mode of payment as NEFT / RTGS from any bank. The challan so generated will have a Unique Common Portal Identification Number (CPIN), assigned only when the challan is finally generated. The generated Challan will have a NEFT / RTGS mandate associated with it. This mandate will contain NEFT / RTGS pooling bank account details (i.e. of RBI) along with IFSC for receiving money. After the challan is generated, it will be frozen and will not be allowed to be modified. The CPIN so generated would be valid for a period of seven days within which payment is to be tendered but would remain live with RBI for a period of 30 days. NEFT/RTGS mandate would have the validity period of CPIN printed on it. As mentioned above, there shall be a provision in the GST Law whereby any taxpayer using challan under this mode beyond the validity period of seven days of the CPIN more than two times would be barred from availing this facility by GSTN.


Upon successful saving of the challan details, the challan will be available on the dashboard of the taxpayer in downloadable / printable form. So the taxpayer can either download the challan form or print it offline or can print the challan directly from GSTN.


Besides the generation of challan, GSTN will also generate NEFT / RTGS mandate form in prescribed format. The CPIN generated at the portal shall be incorporated in NEFT/RTGS mandate form in “Account Name” field. RBI would provide for suitable validations for this field. The “Sender to Receiver” field shall carry the entry “GST Payment”. In case of NEFT / RTGS payments, there shall also be a disclaimer on the challan copy and the mandate form that the payment through NEFT / RTGS is a transaction between the tax payer and his bank and the payment will be deemed to be received by the government only when the amount is credited to the designated account in RBI. The payments in this mode would be permitted only against cheques and no cash payments would be permitted to initiate NEFT / RTGS transaction for the reasons mentioned  below:


Though the CPIN is valid for a period of 7 days, the same would remain live with RBI for a period of 30 days. Thus RBI can accept the payment during the said period of 30 days. In case payment is received after the expiry of 30 days, RBI would refund the said amount to the remitter bank. Keeping in view this requirement, it has been recommended, as mentioned above, that payments in cash would not be accepted for initiating NEFT / RTGS transaction.


Click here to know GST rate on Goods and Services

GST Exemption list of goods and services

Find HSN number or Service tariff code for GST

GST registration guidelines

Indian GST Laws

How to export your goods?

GST payments, list of Banks authorised in Centre and States

GST payment errors between GSTN and RBI

GST payments, claim of non delivery of service

Double payment error in GST tax payments

Payment of GST tax through fraudulent use

Issue of charge back in CC/DC Payment in GST payments

Challan Format of GST Tax payment

GST Tax payment, error in Total amount, How to solve?

GST Tax payment error in major head, how to solve?

GST Tax payment error in GSTIN

Challan Correction Mechanism under GST Tax payments

Recording by Tax Authorities on GST payments

GST Tax payments, communication between RBI,GST and Accounting authorities

GST tax paid but no SMS confirmation or credit in ledger

GST amount received in a tax head different from the one specified in the challan

Error in GST receipts under transaction reported to RBI

GST Tax receipts transaction reported by Bank to RBI but not to GSTN

Error in transaction between GST, authorized banks and RBI under GST tax collection

Communication between GSTN and RBI on GST tax reciepts

Discrepancy in GST tax payments by CPIN,GSTIN,CIN,NEFT/RTGS UTR and Challan amount

How to reduce errors in GST payments by IT system of authorized banks

The legs of communication of data under GST payments

Reconciliation of GST tax collection by Accounting Authorities

Reconciliation by GSTN on GST Tax collection

Process of BRN,CIN,CPIN by RBI and Government on GST fund transfer

Fundamental changes GST from existing Tax System

Reconciliation of Reciepts under GST Tax

GST tax accounting code for CGST,SGST,IGST and Additional Tax

Details of Challan for GST Tax payment

CGA suggestions under GST Tax system in India

Accounting system under GST Tax payments

How many major heads of accounts in GST Tax

Recommended instructions to bank for collecting GST Tax

GST collection Banks

Penalty for Erring Banks under GST Tax collection

GST Payment across departmental counter

The role of RBI under GST tax payments

Role of Branch of remitter bank under GST tax payments

Role to be played by each stakeholder under GST payments

Failure of matching CPIN under GST tax payments

Pooled GST account under GST tax payment

Validity of CPIN in GST Tax payments

CPIN and Account name under GST tax payment

Procedures of GST tax accepting bank

Co-ordination of GSTN with RBI on GST payments

The details of NEFT or RTGS form for GST payment

How to pay GST through NEFT RTGS

GST Payment through NEFT/RTGS from any bank (including other than authorized banks)

Functions of Branch of Authorized bank under GST Tax collection

Functions of Branch of Authorized bank under GST Tax collection

Mechanism of GST payment between GSTN and bank

GST payments of Cheque or DD from another bank

GST payment by Cash and same bank Cheque or DD

Validity period of Challan under GST tax payments

How many copies of challans for GST tax payment?

How does Bank work on GST tax payment?

How to pay GST tax through Bank?

Cash, Cheques or DD payment under GST, Goods and Service Tax

OTC system in GST tax payments

GST tax payment through Bank counter

Functions of Pr.CCA,CBEC AND AG of the States under GST Payments

e-PAOs of Centre and e-Treasuries of State Governments under GST

Functions of RBI (e kuber) under GST Tax payments

Functions of e FPBs of Banks in GST tax payments

Functions of GSTN under mode of payment of GST

Procedures of GST payment through Internet Banking

GST payment through Internet Banking

How does e-payment of GST work?

Modes of GST payment

How to fill GST tax challan online?

Is Commissionerate,division or range of jurisdiction mentioned in GST challan?

Process involved in e-payment of GST

Stakeholders involved in GST e-payments

GST tax payment through internet banking, debit card, credit card and authorized banks

e-Kuber System payment for GST

Modes of payment for GST payments

Features of GST payment process system

Types of Challan in GST payments


Deepak ohri: I had paid the gst challan via rtgs but even after 5 hours the status of that challan on gst portal is NOT PAID I had linked the UTR NO. With the challan and still the status is not paid

mrudang: plz help, i am facing same issue as above commenter Deepak. I too made my payment via NEFT using bank mobile app by entering correct CPIN and correct amount. However even after linking UTR, i still see Status UNPAID. Its a working day so NEFT should not take more than 3-4 hrs to reflect. What should i do?

Discussion Forum

You can also share your thoughts about this article.
Any one can answer on question posted by Readers