Types of Insurance Documents under Marine Insurance
There are three types of insurance documents:
(a) Insurance Policy: The insurance policy sets out all the terms and conditions of the contract between the insurer and insured.
(b) Certificate of Insurance: It is an evidence of insurance but does not set out the terms and conditions of insurance. It is also known as ‘Cover Note’.
(c) Insurance Broker’s Note: It indicates insurance has been made pending issuance of policy or certificate. However, it is not considered to be evidence of contract of insurance.
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