Terms used in banking business such as Budget Deficit,Bull Market,Buoyancy, Business of Banking etc


The terms used in banking business such as Budget Deficit,Bull Market,Buoyancy, Business of Banking etc.


This post explains about terms used in banking such as Broker or Dealer Loans,Broker,Budget Deficit,Bull Market,Buoyancy,Bursar External Upload,Business of Banking,Buyer's Market,Call Option,Call Provision,Callable,canceled check,Campus Administration etc. These terms used in international business are arranged in alphabetical order and you may add more information about terms used in export business at the end of this article, if you wish.


The terms used in banking business


Bridge Loan:A loan made by a bank for a short period to make up for a temporary shortage of cash. On the part of borrower, mostly the companies for example, a business organization wants to install a new company with new equipments etc. while his present installed company / equipments etc. are not yet disposed off. Bridge loan covers this period between the buying the new and disposing of the old one.


Broker or Dealer Loans: Loans made to securities brokers and dealers, mainly by money center banks and secured by securities. These are usually overnight call loans to finance stock inventories, underwriting activities, or brokers' credit. See Call Loans.


Broker: An intermediary who brings buyers and sellers together and handles their orders, generally charging a commission for this service. In contrast to a principal or a dealer, the broker does not own or take a position in securities.


Broker: Individuals licensed by stock exchanges to enable investors to buy and sell securities.


Broker: intermediary between a buyer and a seller, receiving commission on the trade.


The terms used in banking  business such as Budget Deficit,Bull Market,Buoyancy, Business of Banking etcBrokerage Fee: The commission charged by a broker.


Brokerage: the payment from the client to the broker.


Browser hijacker - a program which takes over the user's control of a web browser.


BSE: Bombay Stock Exchange


Budget Deficit:Budget may take a shape of deficit when the public revenue falls short to public expenditure. Budget deficit is the difference between the estimated public expenditure and public revenue. The government meets this deficit by way of printing new currency or by borrowing.


Budget:It is a document containing a preliminary approved plan of public revenue and public expenditure. It is a statement of the estimated receipt and expenses during a fixed period, it is a comparative table giving the accounts of the receipts to be realized and of the expenses to be incurred.


Bull Market: A period of generally optimistic attitudes and increasing market prices.


Bull Market:It is a market where the speculators buy shares or commodities in anticipation of rising prices. This market enables the speculators to resale such shares and make a profit.

Bull MarketL: A market in which prices keep rising.


Bull Markets: Favorable markets associated with rising prices and investor optimism.


Bull: investor who buys believing prices will rise.


Bull:Bull is that type of speculator who gains with the rise in prices of shares and stocks. He buys share or commodities in anticipation of rising prices and sells them later at a profit.

Bull:One who expects prices to rise.


Bullet redemption: Repayment of a debt in one lump sum at the end of the maturity period. A common practice in Euro markets in respect of bond issues.


Bundling: Provision of more than one product or service to a customer at an inclusive price e.g. ‘free’ life insurance with a loan.


Buoyancy: When the government fails to check inflation, it raises income tax and the corporate tax. Such a tax is called Buoyancy. It concerns with the revenue from taxation in the period of inflation.


Bursar External Upload (BEX):Provides interface to Indiana University’s Bursar system for billing student accounts.


Business Cycle: Business cycle (also known as trade cycle) are species of fluctuations in the economic activity of organised communities. It is composed of period of good trade characterised by rising prices and low unemployment, alternating with period of bad trade characterised by falling prices and high unemployment. Every trade cycle have five different subphases–depression, recovery, full employment, prosperity (boom) and recession.


Business of Banking : Accepting deposits, borrowing money, lending money, investing, dealing in bills, dealing in Foreign Exchange, Hiring Lockers, Opening Safe Custody Accounts, Issuing Letters of Credit, Travelers’ Cheques, doing Mutual Fund business, Insurance Business, acting as Trustee or doing any other business which Central Government may notify in the official Gazette.


Bust-up takeover:An acquisition followed by divestment of some or all of the operating units of the acquired firm which are presumably worth more in pieces than as a going concern.


Buy-back: A public company, which buys its own shares, by tender offer, in open market, or in a negotiated buy-back from a large block holder.


Buyer's Market: A market in which supply is greater than demand, giving buyers an advantage.Investment Vocabulary


Call Date: Date on which a bond may be redeemed before maturity at an option of the issuer.


Call Loans: Loans that may be terminated at the discretion of the borrower or the lender.


Call Money: Call money is in the form of loans and advances which are payable on demand or within the number of days specified for the purpose.


Call Money: Loaned funds that are repayable upon the request of either party.


Call Money: Money loaned to brokers by banks and subject to call at the discretion of the lender. See Call Loans.


Call Option: An option that gives its holder the right to buy an asset at a fixed price during a certain period.


Call Option: The right to buy the underlying securities at a specified exercise price on or before a specified expiration date.


Call Premium: The excess paid for a bond or security over its face value.


Call Price: The price paid for a security when it is called. The call price is equal to the face value of the security plus the call premium, if any.


Call Provision: A feature of a bond that entitles the issuer to retire the bond before maturity


Call Provision: The details by which a bond may be redeemed by the issuer, in whole or in part, prior to maturity. A security with such a provision will usually have a higher interest rate than comparable noncallable securities.


Call: An option to buy a specific asset at a certain price within a certain period of time.


Callable Bonds: Bonds that give the issuer the right to redeem the bonds before their stated maturity.


Callable: A bond or preferred stock that may be redeemed by the issuer before maturity for a call price specified at the time of issuance.


Called Bonds: Bonds redeemed before maturity.


Campus Administration:Vice Chancellor for Finance and Administration or their delegate.


canceled check-- A "used" check that has been paid and subtracted from the check-writer's account. Canceled checks have extra data on them from the bank. They are usually mailed to the writer each month with the statement, although many banks keep records that are available upon request. Canceled checks are excellent receipts that should be kept for reference and tax purposes.


Cap: A ceiling on the interest rate on a floating-rate note.


capital-- A stock of accumulated wealth used or available for producing more wealth.


The above details describes about terms called in banking such as Broker or Dealer Loans,Broker,Budget Deficit,Bull Market,Buoyancy,Bursar External Upload,Business of Banking,Buyer's Market,Call Option,Call Provision,Callable,canceled check,Campus Administration etc. These phrases may help importers and exporters on their day to day business activities. The readers can also add more information about terms used in overseas trade below this post.Terms used in banking business such as Bond Resolution,BOQ Security Token,Book-Entry Securities,Bounced Cheque etc


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