Terms used in business such as Valid,Valuation Approach,Value Investor,Value-Added Reseller , Vanilla,Vanity Publishing,Valued Policy etc



The terms used in business such as Valid,Valuation Approach,Value Investor,Value-Added Reseller , Vanilla,Vanity Publishing,Valued Policy etc.


This post explains about terms used in business such as US Commercial Service,used credit,Username,Valid,Valuation Approach,Value Investor,Value-Added Reseller , Vanilla,Vanity Publishing,Valued Policy etc.These terms used in international business are arranged in alphabetical order and you may add more information about terms used in export business at the end of this article, if you wish.


The terms used in business


US Commercial Service: The US Commercial Service is a Department of Commerce and International Trade Administration agency that helps US Companies, particularly small and medium-sized businesses make sales in international markets. Founded in 1980, the agency’s network includes 107 US Export Assistance Centers throughout the country, and more than 150 offices overseas. The US Commercial Service provides a multitude of export assistance services for US companies such as the Gold Key Matching Service, the International Partner Search, Commercial News USA, BuyUSA.com and the export.gov trade portal.


US Small Business Administration (SBA): The Small Business Administration (SBA) provides financial assistance to US exporters. SBA targets its assistance to small companies and strives to assist those businesses that otherwise might not be able to obtain trade financing. Applicants must qualify as small businesses under the SBA’s size standards and meet other eligibility criteria. SBA’s Export Working Capital Program gives lenders the comfort they need so small businesses can get the financing they need. Under the program, the SBA backs up a loan request with its repayment guaranty. The SBA guarantees up to $1 million or 90 percent of the loan amount, whichever is less; offers exporters preliminary commitments (PCs) that encourage lenders to provide credit; and offers a simplified application form. SBA’s International Trade Loan SBA guarantees to commercial lenders up to $1.25 million in combined working capital and fixed asset loans, including any other current SBA loan guarantees. Working capital may be made according to the provisions of the Export Working Capital Program or as a permanent working capital loan.

The terms used in  business such as Valid,Valuation Approach,Value Investor,Value-Added Reseller ,

Usance - In international trade, the period of time allowed, which varies between countries, for the payment of a bill of exchange.


USB - Universal Serial Bus - A device on a computer which is used for connecting other devices, such as telephones, scanners, printers, etc. Bus is derived from busbar, a metal conductor strip within a switchboard.


used credit: the portion of a line of credit that is no longer available


User Friendly - Easy to learn or use by people who are not experts.


Username - In computing, refers to the name that uniquely identifies the person using a computer system or program and is usually used with a password.


U-shaped recession - Like the V-shaped recession but with a longer period at the lowest point. Alternatively called a 'Bathtub Curve'.


USP - Unique Selling Point/Proposition. The key feature of a product or service which makes it stand out from the competition.


Usury - The practice of charging or paying exorbitant interest on a loan or other transaction. Note: in Islamic societies, charging, or receiving any amount of interest is considered usury.


Utopia/Utopian - An imaginery society or world or situation which is ideal and everyone has everything they want, from the highly revered English statesman, scholar, lawyer and writer, Sir Thomas More's 1516 century book Utopia, whose full Latin title loosely translates to mean 'On the Best State of a Republic and on the New Island of Utopia'. The opposite term Dystopia, was devised two centuries later.


U-Value - Buildings and construction industry term referring to insulation effectiveness of materials. See R-Value/U-Value.


Vacancy - A job opening which is offered by a company that wants to hire an employee. An available room in a hotel.


Vacancy Rate - The percentage of unoccupied rental space or units, e.g hotel rooms, compared to total available rental area at a given time.


VAD (Vente à distance- Distance selling) / VAD (Vente à distance) :Collection of sales methods where the client can choose, order, and pay for articles from his or her home (by Internet, Minitel, catalogues, etc.)

Valid - Legally or formally acceptable or binding. Unexpired, e.g. a passport.


Valuation Approach:  A general way of determining a value indication of a business, business ownership interest, security, or intangible asset using one or more valuation methods (There are three approaches generally used to value a business: Asset Approach, Income Approach, and Market Approach.)


value added: originally, the difference between the cost of bought-in materials and the eventual selling price of the finished product


Value Engineering - In manufacturing, a method of producing a product at the lowest price but without sacrificing quality, safety, etc., and at the same time meeting the customers needs.


Value Investor - An investor who buys shares, etc., which they believe to be underpriced, in order to make a profit by selling them when they price rises.


Value Share - A share, etc., which is considered to be underpriced and is therefore a good investment prospect.


Value-Added Reseller - VAR. A company which purchases a product and modifies or enhances it before reselling it to the consumer. This practice is common in the computer industry.


Value-added Tax (VAT) - A sales tax collected at each stage of production in proportion to the value added during that stage.


Value-adding:In the context of procurement, this refers to additional things that you may offer that are not expressly specified in an approach to market, but that add minimal cost.


Valued Policy - An insurance policy in which the insurer agrees to pay a claim for a specified amount in the event of loss, damage, etc., for items insured, such as works of art.


Vanilla - Plain and ordinary without any extras. Basic.


Vanity Publishing - The author pays the publisher.


Vapourware - Term used to describe computer software which is advertised before it has been, and may never be, developed, often to damage sales of a competitor's product which has already been launched.


variable annuity: an annuity whose payments depend either on the success of investments that underlie it, or on the value of the index


Variable Cost - In business, costs which vary according to the changes in activity, production, etc. of the company, such as overheads, labour and material costs.


Variable interest rate - when the interest rate of a loan changes with market conditions for the duration of the loan.


variable: an element of data whose changes are the object of a statistical study


variance: the square of a standard deviation; a measure of the difference between actual performance and forecast, or standard, performance.


VAT / TVA :General indirect tax on expenses included in prices, applied at different rates to all sales of goods and services except in cases where legal exemptions have been granted.


VAT - Value Added Tax. A tax paid by consumers which is added to the price of certain goods and services.


VDU - Visual/Video Display Unit. A computer screen or monitor which displays text and/or pictures.


Vehicle Currency - A currency that plays a central role in the foreign exchange market (e.g., the U.S. dollar ad Japanese Yen).


Vendee - A person or business who buys goods, property, etc.,


Venture Capital - capital invested in a start-up business that is thought to have excellent growth prospects but does not have access to capital markets because it is a private company.


The above details describes about terms called in business such as US Commercial Service,used credit,Username,Valid,Valuation Approach,Value Investor,Value-Added Reseller , Vanilla,Vanity Publishing,Valued Policy etc. These phrases may help importers and exporters on their day to day business activities. The readers can also add more information about terms used in overseas trade below this post.Terms used in business such as Unique Visitor,Unit Trust ,Unlimited Company, Unsystematic Risk ,Unzip,Uptime etc

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